Peninsula Perks

With PFCU's Peninsula Perks Program, you earn benefits for just being a member! The more Products and Services you have, the higher your level and the more benefits you will receive.

Peninsula Perks Across the U.P.

July: Newly enrolled E-statement users in the month of July will be entered to win 2 Megaband Tickets to the U.P. State fair. Drawing will be held August 1st, 2024.

August: Sign up for eAlerts and eNotices in the month of August to be entered to win 2 Ferry Tickets to Mackinac Island and a $100 Certificate to the Pink Pony restaurant. Drawing will be held September 1st, 2024.

September: Sign up for Bill Pay and pay a bill of $100 or more in the month of September to be entered to win a Yooper Camping Package! Drawing will be held October 1st, 2024.

October: Any new loan in October enters you to win 4 lift tickets to Mont Ripley and an overnight stay in Houghton. Drawing will be held November 1st, 2024.

November: Open a Save to Win Certificate in the month of November to be entered for a chance to win a Marquette Family Fun Package. Drawing will be held December 2nd, 2024.

What reward level are you?

There are multiple ways to find out what reward level you are. You can contact a staff member or do it yourself through your online banking:

Sign into your online banking
Click Member Services
Peninsula Perk Points

This will bring you to your total amount of points, monthly points and a breakdown of how you are earning your points.

Deck Hand

0 - 200 Points

Free Home Banking/Mobile Banking

Free Telephone Transfer

Free E-Statements

Free Notary Services

Free ITM

Free Financial Advisor

Free Starter Checks

First Mate

201 - 425 Points

all of the same privileges as Deck Hand, plus:

$2.00 off Replacement Debit Card Fee

$2.00 off Domestic Wire Transfer Fee

$2.00 off Skip Payment Fee Closed End Consumer Loans Only

Captain

426 - 650 Points

all of the same privileges as First Mate, plus:

Free Money Orders and Cashier's Check

$3.00 off Replacement Debit Card Fee

$3.00 off Domestic Wire Transfer Fee

$3.00 off Skip Payment Fee Closed End Consumer Loans Only

Admiral

651 and above Points

all of the same privileges as Captain, plus:

Free Replacement Debit Card

Free Money Orders and Cashier's Check

$5.00 off Domestic Wire Transfer

$5.00 off Skip Payment Closed End Consumer Loans Only

Point Breakdown

Each Product and Service is assigned a point value, and when you sign up or enroll for that Product/Service you will receive those points monthly.

Loan Points

100 Mortgage Loans

35 HELOC (Home Equity Line of Credit)

25 Any Other Loans

-100 for Delinquent Loan Product

Additional points based on balance of loan:

25 up to $3,000

75 $3,001- $20,000

100 $20,001-$50,000

125 $50,001- $100,000

150 $100,001- Above

Member Self Service Points

25 CU Marketing Opt-In

25 3rd Party Opt-In

25 E-Notices Subscription

35 Valid E-Mail Address

50 Bill Payment Enrolled

75 Active Debit Card

75 Active Home-Mobile Banking

75 AFT Loan Payment

75 ACH Loan Payment

75 ACH with Deposits (More Than $500)

100 E-Statement Enrolled

100 Active Credit Card

-100 for Invalid Address

Savings Points

100 Checking Account

50 Share Certificate

50 IRA

50 Money Market

Additional points based on the balances of your Savings Accounts:

25 $501- $5,000

50 $5,001- $25,000

100 $25,001- $249,999

200 $250,000 - Above

Peninsula Perks Point Redemption

Each month, the points you earn will be calculated and added to your accumulated points from the previous months. You have the ability to redeem these points for some great items.

Waived Fees

1,500 Waived Money Order/ Cashier's Check Fee

2,500 Reverse, Dormant/ Return Mail Fee

2,500 Waive VISA® Gift Card Fee

2,500 Waive Statement Fee- Per Month

3,000 Waive Debit or VISA® Card Replacement Fee

7,500 Waive Overdraft/ NSF Fee

7,500 Waive Stop Payment Fee

9,500 Waive Wire Fee

Adjustments

15,000 ¹Increase Certificate Rate .25%

25,000 ²Increase Certificate Rate .50%

10,000 ³Reduction in Loan Rate of .25%

20,000 ⁴Reduction in Loan Rate of .50%

Extras

5,000 Get 1,250 VISA® Reward Scorecard Points

10,000 Cash Back ($10)

10,000 Free Box of Checks (Basic)

25,000 Cash Back ($25)

PFCU Swag

6,000 PFCU Insulated Bag

6,000 PFCU T-Shirt Size Small- 2XLarge- Based on availability

1. Certificates up to $10,000- 1 Per Certificate; Certificates greater than $10,000: 15,000 Peninsula Perks Points plus an additional 1,500 points for every $1,000 greater than $10,000; Each additional $10,000 is an additional 15,000.

2. Certificates up to $10,000- 1 Per Certificate; Certificates greater than $10,000: 25,000 Peninsula Perks Points plus an additional 2,500 points for every $1,000 greater than $10,000; Each additional $10,000 is an additional 25,000.

Excludes: Save to Win and Jump Rate Certificates

3. Loans up to $10,000- 1 Per Loan; Loans greater than $10,000: 10,000 Peninsula Perks Points plus an additional 1,000 points for every $1,000 greater than $10,000. New Money Only.

4. Loans up to $10,000- 1 Per Loan; Loans greater than $10,000: 20,000 Peninsula Perks Points plus an additional 2,000 points for every $1,000 greater than $10,000. New Money Only.

Excludes: Mortgage, Student Loans, HELOC, Business Loans, and VISA®. One Loan Rate discount per Loan.

Points expire 60 months from the month they are earned.

Perk Point Redemption Values subject to change at any time.

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Peninsula Perks

Peninsula Perks

Peninsula Perks Across the U.P.

What reward level are you?

Deck Hand

0 - 200 Points

First Mate

201 - 425 Points

Captain

426 - 650 Points

Admiral

651 and above Points

Point Breakdown

Loan Points

Member Self Service Points

Savings Points

Peninsula Perks Point Redemption

Waived Fees

Adjustments

Extras

PFCU Swag

Related Links

ATM Locator