VISA® Credit Cards
(Note: This online form will begin the application process.)
Our VISA® Cards offer members:
- No Annual Fees
- No Balance Transfer Fees
- Low Foreign transaction Fee (1% of each transaction in U.S. dollars)
- Access to your most current transactions through It's Me 24/7 Home Banking
- Convenient payment options (Payments accepted Online, through the mail, in a branch or through our Mobile App)
- Click Here for a credit card debt reduction calculator
- VISA® Disclosure information
- VISA® Business Disclosure Information
Visa Credit Cards
Effective Date: 6/1/2023
| Card Type | APR* |
|---|---|
| VISA® Low Rate | 9.95% |
| VISA® Rewards | 15.95% |
| VISA® Rebuilder | 17.95% |
| Business VISA® | 15.95% |
| No Annual Fee, No Balance Transfer Fee | |
| APR = Annual Percentage Rate. Interest rates are subject to change | |
Payments can be mailed to: 2929 3rd Ave North, Escanaba, MI 49829
Payments can also be made in person at the credit union or through home banking.
Traveling?
If you will be traveling, you can fill out a Travel Note electronically below.
Be sure to have the exact city you will be traveling to, your departure and arrival dates, your transportation avenue (plane, car, etc.), which card(s) you will be using, and a phone number to reach you at while you are away. Doing so will prevent your account from being locked because of a Falcon (possible fraud) alert. Our Accounting Department can be reached at 906-786-2732.
Travel Note
LOST OR STOLEN CREDIT CARDS CALL 1-800-543-5073
