Loan Rates
Fall Loan Special
Carve Out Some Extra Cash with a Fall Loan Special! Rates as low as 5.75% APR*
*Annual Percentage Rate. Loan subject to credit approval. Rate based on credit score. From October 6-November 12. Terms up to 36 months, loans up to $7,500 per member. One loan special per member October 6-December 19. New money only.
New Vehicles-Motorcycles
Effective Date: 06/29/2026
| Description | APR* |
|---|---|
| New - 24 Mo | 4.55%-17.95% |
| New - 36 Mo | 4.65%-17.95% |
| New - 48 Mo | 4.75%-17.95% |
| New - 60 Mo | 4.85%-17.95% |
| New - 72 Mo | 4.95%-17.95% |
| New - 84 Mo | 5.05%-17.95% |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
| Our 84 month vehicle loan product is for loans greater than or equal to $40,000.00 and for vehicles classified as a brand new vehicle. | |
Used Vehicles-Motorcycles
Effective Date: 06/29/2026
| Description | APR* |
|---|---|
| Used - 24 Mo | 4.80%-17.95% |
| Used - 36 Mo | 4.90%-17.95% |
| Used - 48 Mo | 5.00%-17.95% |
| Used - 60 Mo | 5.10%-17.95% |
| Used - 72 Mo | 5.20%-17.95% |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
Personal Loans
Effective Date: 03/2/2026
| Description | APR* |
|---|---|
| Consumer Loans - 24 Months | 7.75%-17.95% |
| Consumer Loans - 36 Months | 8.75%-17.95% |
| Consumer Loans - 48 Months | 9.75%-17.95% |
| Consumer Loans - 60 Months | 10.75%-17.95% |
| ONE PAYMENT NOTES - UP TO 6 MONTHS | |
| One Payment Notes (Personal) - Unsecured | 17.90% |
| One Payment Notes (Personal) - Secured | 12.90% |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
Motorhomes, Boats & Mobilehomes
Effective Date: 9/28/2026
| Description | APR* |
|---|---|
| NEW - 5 Year Balloon - Up to 10 Yr | 7.75%-17.95% |
| NEW - 5 Year Balloon - Up to 20 Yr | 8.25%-17.95% |
| USED - 5 Year Balloon - Up to 10 Yr | 7.75%-17.95% |
| USED - 5 Year Balloon - Up to 20 Yr | 8.25%-17.95% |
| NEW - 10 Yr Fixed | 8.25%-17.95% |
| USED - 10 Yr Fixed | 8.25%-17.95% |
| NEW - 15 Yr Fixed | 8.50%-17.95% |
| USED - 15 Yr Fixed | 8.50%-17.95% |
| NOTE: For the unit to qualify, it must contain sleeping, cooking and bathroom facilities; See credit union for details | |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
Chattel Loans- ATV, Snowmobiles, etc.
Effective Date: 03/02/2026
| Description | APR* |
|---|---|
| 24 Months | 6.75%-17.95% |
| 36 Months | 7.75%-17.95% |
| 48 Months | 8.75%-17.95% |
| 60 Months | 9.75%-17.95% |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
| If titled, use secured non-real estate rate. | |
Share Secured Loans
Effective Date: 6/1/2023
| Description | APR* |
|---|---|
| Share Secured - 12 months | 3.35% |
| Share Secured 36 months | 3.35% |
| Share Secured 60 months | 4.35% |
| Certificate Secured | 2% above Cert |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
*Rates are based on creditworthiness and are subject to our underwriting standards.
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