Checking Accounts
Standard Checking Account
- No monthly service fees
- Dividends paid monthly
- No minimum deposit required to open
- FREE Debit Card - When member opens checking account
- FREE online access
- FREE Bill Pay
New Beginning Checking Account 
A New Beginning Checking Account eliminates the inconvenience of not having a checking account and/or being forced to use fee-intensive alternatives.
$10.00 monthly service fee; charged at the end of each month - Dividends paid monthly
- No minimum deposit required to open
- Direct deposit is required - If available
- FREE Debit Card - When member opens checking account
- FREE online access
- FREE Bill Pay
Teen Checking Account
With a parent or legal guardian joint owner, your teen can open their first checking account at age 13 and receive an ATM/Debit card. It's Me 24/7 Home & Mobile Banking allows the parent to view purchases and track spending. It also allows for transfers to/from your teen's online account. While giving your young adult access to their money when they need it, this also gives your teen some insight to budgeting and spending habits at an early age.
- Parent/legal guardian co-owner required to open account
- Eligible ages are 13-17
- No monthly service fee
- Dividends paid monthly
- No minimum deposit required to open
- FREE Debit Card
- FREE online access
ATM/Debit Cards
Debit cards are available with all checking accounts and earn Scorecard Reward points.
All signature based debit card purchases receive:
- 1 Scorecard bonus point for every $4 spent.
- Points can be redeemed for travel, gifts or cash.
- POS/Pin based transactions not included for Scorecard reward points
Update your PIN
Do you need to change or update your PIN on your Debit/ATM Cards? You can now change or update your PIN for your PFCU Debit/ATM cards by calling the numbers below.
Call: 1-866-762-0558 or for International call: 1-501-588-7531
INSTANT ISSUE CARDS
Choose from any of the designs below!
Traveling?
If you will be traveling, you can fill out a Travel Note electronically below.
Be sure to have the exact city you will be traveling to, your departure and arrival dates, your transportation avenue (plane, car, etc.), which card(s) you will be using, and a phone number to reach you at while you are away. Doing so will prevent your account from being locked because of a Falcon (possible fraud) alert. Our Accounting Department can be reached at 906-786-2732.
LOST OR STOLEN DEBIT CARDS 1-888-241-2510
Get Paid Early!
You can now get your paycheck or other ACH deposit early with Peninsula Federal Credit Union's ACH Instant Deposits! When you see your ACH transaction pending, you can request to have your deposit released early through your mobile or online banking, or by calling the credit union at (906) 789-6400, for a $5.00 fee. You can even waive the fee with 2500 Perks Points!
*$5.00 fee applies to each early ACH release. Not all deposits qualify for early release.
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