ATTENTION: PFCU Main Headquarters, Mill, and Menominee Branches will be closed 3/17/2026. Laurium Branch will be opening at 12:00pm EDT
Checking Accounts
Peninsula Shores Rewards Checking Account
High Yield Checking
Earn 4.00% APY (Annual Percentage Yield) on up to $15,000 each month!
How to Qualify (It's Easier Than You Think!)
- Direct Deposit required to be set up in checking account
- Maintain eStatement enrollment
- Login to Online/Mobile Banking at least once per month
- Must have 20 Debit Card Transactions - excludes ATM transactions
*If qualifications are not met, dividends will be paid at current share draft APY.
What You'll Earn
- Dividends pay monthly on the first $15,000 at 4.00% APY
- Reimbursed Checking Account ATM fees up to $15 per month
- Scorecard Points continue to accrue on signature debit transactions
- Peninsula Perks continue to accrue
*Any balances over $15,000 will earn current share draft APY. Dividend rate may change after the account is opened. Fees may reduce earnings.
No Fees. No Hassle!
- No monthly service fees
- Dividends paid monthly
- No minimum deposit required to open
- Instant Issue Debit Card
- FREE online access
- FREE Bill Pay
How to apply: Stop into the Credit Union and speak with a representative to open or switch your account!
Current members, click the link below and complete the form to upgrade your checking:
*Eligibility for this checking account is based on membership requirements and a standard account-screening review, which may include information obtained from ChexSystems®.
You can now get your paycheck or other ACH deposit early with Peninsula Federal Credit Union's ACH Instant Deposits! When you see your ACH transaction pending, you can request to have your deposit released early through your mobile or online banking, or by calling the credit union at (906) 789-6400, for a $5.00 fee. You can even waive the fee with 2500 Perks Points!