InvestiFi is a fintech company based in Delaware that was founded in 2020 with a goal of democratizing investing by enabling direct investing from an existing account. InvestiFi's investment advisory services are provided through AdvisiFi, LLC, a registered investment adviser wholly owned by InvestiFi. Brokerage services are provided by InvestiFi Securities LLC, a registered broker-dealer.

No. Only account holders over the age of 18 and in good standing with the financial institution can buy, sell, or hold assets. Commercial accounts are not supported.

Investing-Securities

Q: What is digital investing?

Digital investing means having the power to shape your financial future right at your fingertips. Because the InvestiFi digital investing platform is available within your Online Banking experience, it’s never been more accessible to secure your place in the markets. Whether you’re using a desktop, laptop, or mobile device, the user-friendly tools for trading the coins or securities of your choice are waiting for you.

Q: What is the relationship between Peninsula Federal Credit Union and InvestiFi?

Peninsula Federal Credit Union has partnered with InvestiFi to integrate its digital investing platform into our Online Banking experience. This allows you to access InvestiFi’s learning and investing tools directly from within your banking interface and to invest directly from your checking account without having to transfer money to a third-party app.

Q: What level of security does InvestiFi have?

InvestiFi Inc. has achieved SOC 2 Compliance, an enterprise-grade best practices standard for protecting customers’ data. Measures taken to achieve this designation include: • Network and application layer penetration tests performed by industry leading security firms • Continuous security control monitoring using the highest possible standards • Data encryption for in-transit--using TLS--and at rest • Secure software development through a variety of manual and automatic data security and vulnerability • Employee training for all staff on employing best practices when handling customer data

Q: Does InvestiFi replace Peninsula Federal Credit Union's Investment Advisors?

No. The new investing portal is included as a benefit to create access to investment assets for the people Peninsula Federal Credit Union serves.

Invest Where You Bank - User-Friendly, Secure, and Built For You

Start investing directly from your PFCU account and keep your finances in one place.

Click Here to get started!

We’ve partnered with InvestiFi* to provide you a new investment portal and a straightforward, secure way to start building a portfolio to pursue your financial goals –all within your existing online banking experience. You can buy, sell and hold stocks and ETFs with no additional apps to download.

InvestiFi Customer Support

For Cryptocurrency related inquiries, you can reach InvestiFi via email at customersupport@investifi.com or by phone at 877-798-4609.
- Phone Support Hours: 9AM-8PM EST on business days.
For Securities related inquiries, you can reach InvestiFi via email at support@investifisecurities.com or by phone at 888-255-2740.
- Phone Support Hours: 9AM-8PM EST on business days.

Flexible

Invest any amount, even fractional investing, for as little as $1.00 with no fee charges for purchasing. You can purchase up to $5,000 of stocks and EFTs in a single transaction.

Convenient

Buy, sell and hold stocks and ETFs (Exchange Traded Funds) all within the new! Investifi* Self Directed Investment Portal available in PFCU's Mobile App and Online Banking.

Security

Fund security purchases directly from your PFCU account in near real time so you can respond to market changes with swift action and minimal delay.

Features: Why Invest Through InvestiFi

1. Investing from your PFCU account makes it simple to put your money to work for you —no need to transfer funds to a third party or wait for money to clear. This gives you direct access to your funds for investment opportunities.

2. Utilize a secure platform to buy and sell and manage your portfolio.

3. The platform is designed for investors at many knowledge levels, offering a straightforward entry point to start building a portfolio with as little as $1 that is tailored to your individual risk tolerance and personal goals. Whether you’re growing a nest egg or just exploring investing for the first time, InvestiFi provides a smart, supportive way to begin.

4. Investing through InvestiFi from within the Peninsula Federal Credit Union digital banking environment allows you to manage your accounts—checking, savings, loans, credit cards, and now investments—in one place, giving you a more complete and convenient way to take control of your financial future.

5. Our commitment to supporting your financial goals means the investing tool includes educational resources designed to make the process clear and straightforward, no matter whether you’re a seasoned portfolio builder or just starting out.

6. Get a portfolio aligned to your needs and preferences with the Guided Investing feature.

Choose Your Investments: With the Self-Directed Investment Portal, you can trade a curated selection of exchange-listed stocks and ETFs with comprehensive market data and charting tools and zero commissions on any trade and no fees on buys.

Easy-To-Use Trading Experience: The InvestiFi* Self-Directed Investment Portal offers a simple, straightforward trading experience designed for both new and experienced traders.

Own a Piece of the Company: Purchase stocks in “shares.” Each share of stock is a unit of ownership in a company. Owning shares means you have a portion of the company’s equity. Share prices are continuously fluctuating.

React to Market Changes Promptly: Execute buys and sells quickly and efficiently inside the Self-Directed Investment Portal with prompt order processing in near-real time. React and respond to market changes with swift action and minimal delay.

Invest with Confidence: Get timely market insights and the latest financial news powered by Yahoo Finance inside the Portal to help assist your investment management and stock and ETF (Exchange Traded Funds) purchases.

Taxation: Your crypto holdings are taxable when you sell them – just like any other investment asset. You can view a quarterly summary of your account activity and download your e-statement via the Investment Portal.

InvestiFi FAQs

What is digital investing?

Who is InvestiFi?

What is the relationship between Peninsula Federal Credit Union and InvestiFi?

What level of security does InvestiFi have?

Does InvestiFi replace Peninsula Federal Credit Union's Investment Advisors?

Can anyone invest?

*Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC registered brokerdealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA's BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.

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